Working as a 1099 Private Investigator
If you’re exploring this field, you’ve probably seen the term: a 1099 ...
Surveillance and claims investigation that holds up when the payout is on the line
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Most claims are exactly what they look like. The few that aren’t cost you more than all the rest combined. In our experience working claims investigations nationwide since 2009, the difference is documentation — video of the “totally disabled” claimant loading a truck, a recorded statement that doesn’t match the loss report, a canvass that turns up the witness the insured never mentioned. We investigate the claim, not the person, and we build the file the way a defense attorney would want it: timestamped, complete, and clean enough that it settles the question instead of starting a new one. If the claim is legitimate, our report says so plainly — that’s worth knowing early too.
Experience
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The claimant who can’t work, can’t lift, can’t drive. Video, timestamped, from an investigator who’s testified to it before. Activity checks and sub-rosa.
Recorded statements, scene canvasses, and the documentation that tells you whether the loss happened the way the file says it did.
The claim that doesn’t add up. We work it quietly, document what’s real, and give your SIU a file that stands on its own.
Claimant history, prior claims patterns, undisclosed employment. Know who you’re paying before the check clears.
The witness who left the scene, the claimant who stopped returning calls, the address that went stale. We find the current one.
Subrogation and recovery. Before you write off a file, find out whether there’s something behind it worth pursuing.
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The investigator on your claim has sat outside a house from before sunrise, has followed a subject who made three unnecessary turns to see if anyone was behind them, and has had a defense attorney walk through their surveillance log frame by frame. That’s the standard the work is built to. It means the video is clean, the log matches the footage, and the report says what the investigator actually saw — not what anyone hoped they’d see. After 17+ years working claims nationwide, we know that a file which overreaches costs you more than one that comes back empty. We bring you what’s there.
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Timestamped video, a surveillance log that matches it, clean chain of custody. Every file is built as though a defense attorney will pick it apart, because on the claims that matter, one will.
We don’t decide the outcome before we start. We document what’s actually there and let the file speak. An honest “no activity” report protects you as much as the other kind.
Real updates from a real person. In our experience, silence is what clients resent most about their last investigator.
We focus on building lasting relationships while supporting your financial journey.
Sometimes the claimant is exactly as injured as they say. After 17+ years, we’ve learned you’d rather have that documented on day two than assume otherwise and pay for it at trial.
You’ll know the retainer, the rate, and what happens if the case expands — before you sign anything.
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Send us the claim and we’ll tell you honestly whether surveillance or investigation moves it. Some files don’t need us, and we’ll say so before you’ve authorized an hour. When one does, you’ll get an investigator on it fast and a report you can actually use.
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